Reliable & Secure Internet Merchant Accounts

Processing credit cards over the Internet is one of the fastest growing segments of transactions today. We understand this and have chosen the best eCommerce solutions available to help your business succeed in the ever changing world of eCommerce.

To compete in the Internet and eCommerce world, businesses need to process transactions quickly. Universal Payment Systems and the Authorize.Net Payment Gateway ensure speed for all your transactions.

  • Accept a Variety of Payments – All major credit cards, eCheck.Net (electronic checks from bank accounts), gift cards, and signature debit cards.
  • Manage Your Transactions – Use our full-featured Merchant Interface to monitor and control payments through your Web site.
  • Prevent Fraud – Identify suspicious transactions with our value-adding products and built-in fraud tools
  • Risk Management – Sensitive data is stored in the Authorize.Net PCI-compliant data center, never on your computer.
  • Receive Payments Quickly – Your funds are automatically deposited into your merchant bank account within days.
  • Free Help – Authorize.Net provides live technical and account support to merchants, as well as access to online documentation and user guides.

Low Rates On Online Credit Card Processing
For Your Virtual Business and E-Commerce Needs


Connection Methods

Choose a method that’s right for your business: link to the Authorize.Net secure hosted payment form, host your own secure payment form, or use one of our certified shopping cart solutions.


Merchant Interface

Manage and review transactions, configure account settings, view account statements, download reports, and more via a password-protected Web site.


Virtual Terminal

The Virtual Terminal and Batch Upload features of the Merchant Interface allow you to enter and upload individual and batch transactions manually.


Simple Checkout

Create “Buy Now” and “Donate” buttons for your Web site, even if you have minimal technical expertise.


Verified Merchant Seal

When displayed on your e-commerce Web site, our free Verified Merchant Seal increases customer confidence that their transactions are secure.


Value-Adding Products


Automated Recurring Billing™ (ARB)

Save time and increase productivity by letting ARB handle recurring billings, or “subscriptions”, according to the billing interval and duration you set.


Customer Information Manager

Store sensitive payment data on our secure servers, simplifying payments for returning customers and recurring transactions. CIM also helps you comply with the PCI Data Security Standard, since customer data is no longer stored locally.



Reduce costs while offering your customers an additional payment option. Accept and process electronic check payments directly from your Web site.


Advanced Fraud Detection Suite™ (AFDS)

Identify, manage and prevent suspicious and potentially costly fraudulent transactions with Authorize.Net’s exclusive customizable, rules-based Advanced Fraud Detection Suite.


Universal Payment Systems helps more businesses process transactions via the Internet than most other payment solutions provider in the world!


How do I Apply?

You can apply for a merchant account by filling out our online application. It is quick and easy. You may also apply over the phone by speaking with a merchant specialist.

APPLY via phone 800-997-2481